What you could earn in the Bilt ecosystem.

Toward a down payment on a $300k home, an international economy seat, or an international lie-flat seat. Move the sliders.

Your numbers75% ratio

Monthly mortgage on card

$5,000/mo

$1k$10k$20k$30k

Monthly CC spend (non-rent)

$3,750/mo

0%50%100%200%

Bilt points, one year

150,000

×2.00 transfer → 300,000 partner pts

Assumes Platinums boost to 100% transfer bonus.

Toward 25% down on a $300k home

$2,250

3.0% of $75,000 · 1.5¢ / Bilt pt

Economy seats · int’l one-way

7.5seats

40,000 partner points each

Lie-flat seats · int’l one-way

3.3seats

90,000 partner points each

Status earned

Platinum

Top tier · 100% transfer bonus unlocked

Apply → bilt.com/card?invite=T87KEEHK

Pro rata mortgage rate: ratio <50% earns 0.5× · 50–74% earns 0.75× · 75–99% earns 1.0× · 100%+ earns 1.25×. Non-rent CC spend earns 2×. Status: Silver 50k · Gold 125k · Platinum 200k. Transfer: Gold 1.75× · Platinum 2.00× (assumes Platinums boost to 100% transfer bonus). Down payment uses 1.5¢ / Bilt pt (no transfer applied). Flights priced in partner points (40k / 90k international one-way).